Bartlett
Wealth Management
You only have one shot at retirement.
That’s the bottom line. Proper management of your portfolio can help minimize tax implications and ensure that you don’t run out of money sooner than expected. In each of our lives, the time comes when we must shift from a financial strategy based on accumulating the maximum amount of wealth to a strategy carefully crafted to ensure that our vision for our retirement will become a reality.
“Investment and tax strategies used to accumulate wealth are inherently different than those used to distribute wealth. Like a good recipe, the magic is in the mix.” – Anthony Bartlett
At Bartlett Wealth Management, the first and most important ingredient is a relationship. We seek to know you, your family, your vocation, your avocations and your aspirations. We believe that we cannot effectively guide you in achieving your goal unless we see the whole picture. Together, we will create a plan that is in sync with your core values, your fundamental philosophy about money, and what you want it to do for you, now and in the future.
About
Our Story
Anthony Bartlett grew up in a middle-class family with parents who were both educators. When his parents retired in the 1990s, he was a new financial planner. He sat down with his parents to review their financial situation and retirement plans. They were smart people – his father was a college professor with a Ph.D – but unfortunately, while busy raising a family, they weren’t able to prioritize saving and investing. Although they did manage to put some money away, that money was needed to address emergencies that came up over the years. For Anthony’s parents and many others, “life happened” and time flew by so fast that before they knew it retirement was just around the corner and their savings was at risk of being insufficient to meet their retirement needs. Today, without a plan, people can live longer than their savings. We won’t let that happen to our clients. At Bartlett Wealth Management, we are dedicated to helping our clients turn their hopes and wishes into a strategic plan for a comfortable retirement.
That is our passion … why we do what we do.
Our Team
Anthony Bartlett
Our founder, Anthony Bartlett, has been a financial planner for more than 30 years. He graduated from Springfield College in 1985 with a Bachelor of Science degree. Anthony has been elected to many leadership positions in professional organizations, including the National Society of Financial Service Professionals, the Central Massachusetts Society of Financial Services Professionals, and the Montachusett Estate and Retirement Planning Council. He has earned his Chartered Financial Consultant (ChFC), Chartered Advisor for Senior Living (CASL), Retirement Income Certified Professional (RICP)®, and Accredited Estate Planner (AEP)®designations.
Anthony is frequently asked to present throughout the country on Business Succession Strategies, Advanced Retirement and Estate Conservation Strategies and, Long Term Care Insurance. He has also conducted seminars for financial planners on Retirement Distribution Strategies for their clients and presented to groups on the various strategies for Social Security income.
Anthony lives in Massachusetts with his wife and three dogs. He loves to spend time in the outdoors.
Fun Facts
- Lives in Massachusetts
- Has three dogs
- Loves University of Georgia football – Go Dawgs!
- Enjoys hiking and biking with his wife
- Loves the ocean
- Once had a shotput land on his head
Gary Geraci
Gary Geraci is the newest addition to our team. Gary has been in the financial industry for over 20 years. He attended the Copenhagen Business School in Copenhagen, Denmark and received his BS (PSC/ECO) from the University of Rochester in 1994. In 1999, Gary received his MBA in Finance from the Bentley School of Business.
Gary has served in leadership roles in a number of finance/investment advisory firms, including President and CFO of CampusCareerCenter, President of Equity Performance Group, and President of Geraci Capital Group. For the past decade, Gary has worked for investment services firms including Merrill Lynch, Santander Investment Services and Citizens Investment Services.
Gary resides in beautiful southern New Hampshire with his wife and two daughters. Family vacations in the mountains and on the coast are his favorite times of the year. He loves the outdoors and is an active parishioner at his local church.
Fun Facts
- Loves family ski vacations
- Enjoys summers on the coast of Massachusetts
- Is an avid swimmer
- Visits Cape Breton Island, Nova Scotia, as often as possible
Kathy Bartlett
Kathy Bartlett has been with Bartlett Wealth Management since 2001, as Anthony Bartlett’s Executive Administrative Assistant. Kathy ensures that the office operates in a professional and efficient manner. She maintains Anthony’s schedule, handles the financial operation of the business and is responsible for all licensing and company appointments. Kathy grew up in Seekonk, MA and currently lives in Northbridge, MA with her husband, Anthony, and their three dogs.
Fun Facts
- Loves vacationing in Florida
- Is an avid animal lover
- Cherishes time with family
- Enjoys action movies
- Is somewhat a hopeless romantic
Dylan Martino
Dylan Martino is our Project Manager and Head of Information Technology. He joined our team in 2018. Dylan’s background includes many different leadership roles, where he consistently led teams to pursue quality and excellence. Dylan manages all aspects of our business involving technology. He is critical to the efficient operation, and overall success of Bartlett Wealth Management.
Fun Facts
- Car Enthusiast
- Practices martial arts
- Loves animals
- Plays the ukulele
- Enjoys gaming
- Huge anime fan
Michelle Contois
Michelle Contois joined Bartlett Wealth Management in October 2020. She brings nearly 25 years of experience providing administrative support, with 12 of those years being in banking and financial services. Michelle maintains appointments/schedules and oversees the Bartlett Wealth office. She works with Anthony Bartlett in all operational facets of financial planning including investments, annuities, insurance, and estate planning. Michelle handles the day to day operational/administrative tasks related to new account set up, account transfers, account maintenance, and other client service items.
Michelle graduated from the University of Alabama – Tuscaloosa with a Bachelor of Science degree and holds a Master of Business Administration degree from the New York Institute of Technology.
Fun Facts
- Loves cats
- Reads pop psychology
- Repeat Bar Harbor, Maine, vacationer
- Is an Outlander fan
Check the background of investment professionals on FINRA’s BrokerCheck.
Letter From Founder
I have spent 30 years in the financial industry. In the early years, I was like every other advisor. I offered numbers-based, cookie cutter financial planning services, focused on wealth accumulation. I wanted to help my clients make their way up the mountain to their ultimate financial goals.
After about ten years, I had an “aha moment”. When I helped my parents through their transition to retirement, I experienced, in a very personal way, that investment and tax strategies used to accumulate wealth are very different than those used to distribute wealth. When I was exposed to the Bucket System of financial planning, I knew that focusing on wealth distribution was the path I wanted to take.
I believe that consumers want to work with an advisor who can help them see around the corner to their next season of life. My mother loved a quote from Reverend Robert Schuller: “Tough times never last, tough people do.” This has been a foundation upon which I have lived my life. It reminds me to be patient through the difficult times, and to not take the good times for granted. My clients appreciate that I have life experiences to inform my advice.
I also believe that consumers deserve an advisor who is humble enough to know that he/she cannot be the only professional on their client’s retirement advisory team. Teamwork is in my blood. I grew up playing team sports – from age 6 through my college years. Good leadership and communication are critical to effective teamwork; a team can’t be truly successful unless each teammate does their job. My clients appreciate that I am an advisor who will act as a coach and leader for the team of professionals (CPA’s, attorneys, etc.) who are taking the retirement journey with them.
When she was 84 years young, my mother told me she wanted to write a book entitled, “Life Gets Real When the Rent Comes Due”. It was to be a book about money and adult responsibility. Although she wasn’t able to write that book before her passing, she instilled fiscal responsibility in me from early on. My clients trust that I have the knowledge and expertise to guide them in making their vision for retirement a reality.
In your life, someone has helped you take the steps necessary to get to the top of the financial mountain. At Bartlett Wealth Management, we want to help you get down the other side successfully.“
Sincerely,
Anthony Bartlett
Why Us
Our Team Approach
We work in tandem with other trusted professionals on your financial team (attorneys, CPA’s, etc.) to turn your vision for the distribution of your wealth into a plan.
Our Expertise
We leverage deep industry knowledge, time-tested investment strategies, and a passion for serving our clients with honesty, clarity, and transparency.
Our Focus
We have a laser focus on wealth distribution. We help our clients to thoughtfully strategize for the management and dispensation of the wealth they have accumulated throughout their lifetime.
Bucket Planning Strategy
Our approach to financial planning is different. We will help you segment your retirement funds based on what is needed in the short-term (years 1-5), five years after that, and into the future. We like to think of it as putting aside money into separate “buckets” for each phase of your retirement journey. The strategy and timeframe of savings distribution to these buckets are matched to your need and tolerance.
Bucket 1: Years 1-5
Bucket 2: Years 6-10
Bucket 3: Years 11-15
Bucket 4: Years 16-20
Bucket 5: Years 21 & Beyond
In The News
Maximize Social Security. The Street October 2020
Bucket Up. The Street August 2020
Connect the Dots . Advisor Magazine July 2019
The Intersection of Retirement Income Planning and Special Needs Planning. RMA June 2016
Voices: Anthony Bartlett, on the Pluses of Event- Driven Communication. The Wall Street Journal May 2015
Let’s start our journey today!
Bartlett Wealth Management
One West Boylston Street Suite 202
Worcester, MA 01605
Email: Bartlett Wealth Management
Phone: (774) 420-7575
Fax: (508) 546-8111
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Bartlett Wealth Management are not affiliated. This communication is strictly intended for individuals residing in the states of CA, CT, FL, GA, IN, MA, MD, ME, NC, NH, NV, NY, PA, PR, RI, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.
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